How you save your Credit Card from Financial Frauds
Now a days, most people lost their money from their credit cards, without knowing credit card security information. so Credit card security is so important. Given below are some tips to secure your credit card from financial frauds.
Credit Card Safety Tips
Keep your card with you always
It's super important to always keep your credit card with you. Don't let it out of your sight, especially when someone needs to swipe it. Make sure you're there when your card is being used at a store, restaurant, or gas station.
Change your PIN regularly
Your PIN is like a secret code that keeps your transactions safe. Make sure your PIN is not too easy for someone to guess. Change it every six months to make it harder for anyone to misuse your credit card.
Do not share your PIN with anyone
Never, ever share your credit card PIN or OTP (One-Time Password) with anyone, even if they say they're from the bank. Also, don't write down your PIN and keep it with your card or save it on your phone. If someone steals your phone, they could use your credit card!
Check alerts and your monthly statement carefully
Pay attention to the alerts you get from your bank about your credit card transactions. Make sure you authorized all of those payments. Also, take a good look at your monthly bank statement to make sure there aren't any suspicious transactions that you missed.
Avoid using your card on suspicious websites or apps
Before you buy something online, read reviews about the website or app. Make sure it's trustworthy. Also, check if the website link starts with "https://" instead of just "http://". The "https://" means it's a secure server and your information is safer.
Don't click on suspicious links
Be careful with emails or messages that have links claiming to be from your credit card bank. They could be scams or phishing attacks trying to steal your information. Check the email address, logo, and footer carefully. If something seems fishy, report it to your bank.
Update your bank immediately if your card is stolen or lost
If you lose your credit card or see a transaction you didn't make, tell your bank right away. You can contact them at an ATM, a branch, over the phone, or through online banking. The bank will block your card and stop any fraudulent transactions. Any Bank even offers zero liability on their credit cards after you report it lost!